Tampa homes realtor, Bob Lipply, thinks that the development of low prices and financing choices on homes has no intentions of changing, keeping the environment favorable for new buyers. A sizeable recovery in the housing market took place several weeks past. It was later cited to consumers securing the homebuyer tax credit before the deadline of April 30th. The month following the “recovery” posted a 13-year low in demand for home loans. Freddie Mac chief economist Frank Nothaft and other analysts are of the belief that this is a temporary decline, acknowledging that growth for the first three months of the year fell short of expectations. However the housing market has shown signs of being on the right path to recovery; it will be a slow one with inflation remaining stable.
Freddie Mac’s most recent figures illustrate that mortgage rates are holding at record lows in the midst of an unsteady U.S. bond market, with 30-year fixed mortgages averaging 4.79 percent for the week ending June 3, up 0.01 percentage points from the prior week but half a point lower than last year. This is in close proximity to the all-time low of 4.71 points reached last December, corroborating that 30-year rates have remained mainly unmoved. Similarly, 15-year fixed-rate mortgages have shown new record lows reaching 4.20 percent, which is considerably lower than the 4.79 percent average of the previous year. Freddie Mac has been tracking 15-year and 30-year mortgage rates since 1991 and 1971 respectively.
Tags: freddie mac, home loans, mortgage rates, real estate, Tampa
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